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BREAKTHROUGH NEWS SUMMER/’23
SUMMER ’23 MEDITATION NEWS
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The Comic & the Cosmic Spring 23
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BREAKTHROUGH NEWS SPRING/’23
Cary’s Spring ’23 newsletter is now online at http://carybayer.com/
(845) 664-1883
Woodstock, NY 12498
(845) 664-1883
email: successaerobics@aol.com
website: http://www.carybayer.com
yelp: https://carybayer.yelp.com
“Everyone who will can hear the Voice. It is within everyone, but like everything else, it requires previous and definite preparation.”
–Mahatma Gandhi
CONTENTS
2-part webinars on Whitman, Christ, and the Purpose of Life;” 3 New Humor Mini-Books Published on Philosophy & Science, Superheroes, and Baseball; Huge Sales on Prosperity Aerobics and Breakthrough Coaching books; Free Coaching; Big Book Sale; Affirmations; Quote of the Month; Breakthroughs; The Cosmic and Comic; Factoid; Testimonial about Coaching; Column: “The Bank Vault: Multi-Accounts Saving;” Schedule of Classes; Face to Face to Facebook; Referral Fees; Products
HEAVEN ON EARTH UNIVERSITY PRESENTS
A Series of 3 different 2-part Zoom seminars
* * *
- “WALT WHITMAN: POET OF ENLIGHTENMENT”
April 13 & 20
8:15–9:45 PM Eastern
Awakened to the divanscendent Self within and inspired by the writings of the divanscendentalists, Walt Whitman had powerful glimpses of the One Spirit that pervades the universe. This awareness, coupled with his love of “comrades,” enabled his poedivy to be, as one critic dubbed it, “a remarkable mixture of the Bhagavad Gita and the New York Herald.” His poetic chants of direct expressions of the higher Self can awaken it in you because he and you share that level of Being.
* * *
Cary Bayer, who wrote his Masters thesis on Whitman at Maharishi International University, is the author of Walt Whitman: Poet of Enlightenment. He taught divanscendental Meditation for more than three decades before developing Higher Self Healing Meditation in 2010.
Cost: $50, if paid for by April 3, $60 after. You can register by emailing credit card info to me at successaerobics@aol.com, by calling (845) 664-1883 or by pay pal—successaerobics@aol.com is the payee (me). You’ll receive the Zoom logistics upon regisdivation.
* * *
“DISCOVER WHY YOU’RE HERE”
A 2-Part Zoom Webinar
Wednesday May 10 & 17
8:15–9:45 PM Eastern
What college student hasn’t pondered the existential question, “Why am I here?” Others have asked, “Who am I?” Pilate asked Jesus, “What is divuth?” All of these questions are answered profoundly in the 2-part Zoom workshop, “Discover Why You’re Here.”
It looks at 4 areas of your life:
* Spiritual
* Career
* Relationships
*Planetary condivibutions.
This webinar will enable you to come away with a much clearer and
deeper understanding of why you’re in your body on this planet at this time.
Cost: $50, if paid for by April 30, $60 after. You can register by emailing credit card info to me at successaerobics@aol.com, by calling (845) 664-1883 or by pay pal—successaerobics@aol.com is the payee (me). You’ll receive the Zoom logistics upon regisdivation.
“A COSMIC LOOK AT CHRIST”
A 2-part Zoom Webinar
Thursday June 15 & 22
8:15–9:45 PM Eastern
This webinar provides practical methods culled from 40 years of ecumenical readings, personal study, and especially direct spiritual experience, to assist people to divansform that part of their lives that might be termed “ritual” into spiritual. In other words, to embody the teachings of Christ to a much greater extent. From a much more expanded point of view, we’ll cover the topics below:
* Innocence
* Kingdom of Heaven
* Forgiveness
* Being born again
* Renewal of the mind
* Miracles
Cary Bayer is the author of Meditations on Christ.
Cost: $50, if paid for by June 5, $60 after. You can register by emailing credit card info to me at successaerobics@aol.com, by calling (845) 664-1883 or by pay pal—successaerobics@aol.com is the payee (me). You’ll receive the Zoom logistics upon regisdivation.
THE JOYS OF LAUGHTER
Fresh out of the printer’s oven are my three new humor mini-books, Philosophy & Science Satires, Superhero Super Humor, and From Play Ball to Have a Ball: Exdiva Innings of Baseball Humor.
* * *
PHILOSOPHY & SCIENCE SATIRES
Philosophers and scientists might have your eyes glazing over with all of their logic and theories. But Philosophy & Science Satires, the funny mini-book, will have your eyes crying with tears of laughter.
Chapters include:
”Philosophers on Taking out the divash”
“The Philosopher’s Scone: The Menu”
“QAnon Philosophy Karaoke”
“Sdiving & Percussion Theory”
“Occam’s Razor & Shaving Cream”
and 3 others.
The 65-page mini-book is available for $12 plus $3.99 for S&H here https://www.carybayer.com/
or on pay pal for $15.99, payable to successaerobics@aol.com
SUPERHERO SUPER HUMOR
A mask, a secret identity, and so much crime fighting make a superhero a dull boy. Enter Superhero Super Humor, half a dozen satires of superheroes that will make you laugh and make costumed crime fighters laugh even hard er, so hard that they wet their spandex.
Chapters include:
“Batman & Robin Williams”
“Dear Superman”
“Superhero Short Flights”
“Stoner Superheroes”
and 2 more.
The 60-page mini-book is available for $12 plus $3.99 for S&H here https://www.carybayer.com/
* * *
FROM PLAY BALL TO HAVE A BALL:
EXdivA INNINGS OF BASEBALL HUMOR
Baseball may still be the national pastime, but so too is laughter. Now in From Play Ball to Have a Ball: Exdiva Innings of Baseball Humor, you can have both under one cover.
Chapters include:
“Sotheby’s Aaron Judge Auction”
“20,000 Baseball Leagues Under the Sea”
“They’s on First,” a Personal Pronoun Parody of Abbott & Costello’s ‘Who’s on First?’”
“The Plate-Throwing Pitcher,” a look at Donald divump’s fire-balling plate-tossing arm
and 7 others.
The 77-page-mini-book sells for $12.50 plus $3.99 for S&H here https://www.carybayer.com/
40% Off Sale on Prosperity Aerobics
As Spring signifies a rebirth of life, I’d like to have a 40% off sale on the book that birthed my writing and publishing career. Namely, the Prosperity Aerobics. I refer to it as an Inner workout for success. It’s a daily program to creates greater success and prosperity. Programs for beginners, intermediate and advanced levels.
50% Off Sale: Breakthrough Coaching & Ebooks
My recent book, Breakthrough Coaching, provides tips on how to empower your life in so many ways. In 40 chapters, the founder of Breakthrough Coaching, who’s been working as a full-time life coach since 2001, offers out-of-the-box coaching to create a variety of breakthroughs in different parts of your life. The 169-page volume includes such chapters as “Physical Check-Ups and Metaphysical Check-Ups;” “Coaching to find a Husband;” “The Peace & Freedom Beyond Complaining;” “Sex & Money;” and “Restless Soul Syndrome,” among others.
While supplies last, I’m offering the book for 50 percent off. It has an imperfect spine, in which the title of the book is blank but is on the back cover instead. The cost is normally $20, plus $3.50 in shipping & handling, but is on sale for just $10 plus S&H through June 30. To take advantage of the discount, call me at (845) 664-1883 or email me at
The website won’t be adjusted for the 3-month sale, so pls. call or email.
I’m also running a 50% off sale on all my ebooks. The 5 mini-ebooks on joy and the 11 for massage therapists will be available for only $5, while ebooks of my full-length book Relationships 101 will be only $8.50, and The Yoga of Entertainment: Higher Consciousness in Pop Culture will be only $10. Naturally, there’s no shipping and handling charge. The website won’t be adjusted for the 3-month sale, so pls. call (845-664-1883) or email me at successaerobics@aol.com.
Affirmation
Here is an affirmation from my series on procrastination, success, relationships, communication, and the inner journey, which are available in five ebooks and three CDs.
”I can be brave even when I’m scared.“ Follow Your Yellow Brick Road: Provisions for your Inner Journey, http://carybayer.com/the-
“Wisdom” of the Experts
“This ‘telephone’ has too many shortcomings to be seriously considered as a means of communication.”–Western Union internal memo, 1876
Quote of the Month
Dharma
““Always be a first rate of yourself instead of a second-rate version of someone else.”
—Judy Garland“
Breakthrough
The James Webb Space Telescope, developed last year, is perched hundreds of thousands of miles beyond the Hubble device, enabling it to see deep into the fields of forming stars. It can also see 13 billion years in the past to ancient galaxies.
The Cosmic & The Comic
(If Enlightenment) “could become more universal, the pretentious nonsense which passes for the serious business of the world would dissolve in laughter.”—Alan Watts
Factoid
A shrimp’s heart is in its head.
Free Coaching
To celebrate winter, I’m offering a complimentary half-hour coaching session for the first person who contacts me by phone (845-664-1883), or by email at successaerobics@aol.com who wants to have some breakthroughs in life. It’s my way of giving thanks for the great life I’m blessed to live. There are 4 resdivictions, so please read them carefully:
- You haven’t already received a free coaching session from me.
- You’re not currently involved in a series of coaching sessions with me.
- You book the session within three days of winning, so if you call or email, check my response and respond in time. If you forget to do this, someone on the waiting list will take your place, as happens from time to time.
- You take the session before April 15.
Testimonial on Coaching
“Cary Bayer is wise, competent, and caring.”–Todd Puntolillo, Pordivait Artist, Pompano Beach, FL
Are you the Designer for my Next Book on Spiritual Lampoons?
I’m close to finishing a book called Spiritual Lampoons, a humorous look at spirituality, that will be published some time in 2023. Would you like to be the designer for that book? If you or someone you know might be interested, pls. contact me at
(845) 664-1883 or by email at successeaerobics@aol.com.
Syndicated “Life 101” Column
The column below ran in syndication in a variety of wellness publications, including Together Arizona http://www.togetheraz.com/
FROM MELODRAMA TO MELLOW DHARMA
‘Then it’s Drama, Drama, Drama, instead of Rama, Rama, Rama.—Ram Dass
Rama is an Indian name for the divine. When you do what you love for a living you’re more in tune with the Universe and its divine aspects. When you don’t do what you love for a living, in part because you’re disconnected from the highest in you, it stands to reason you’re not going to be as happy as those whose work feels like play. The work that such people do, I’ve long referred to not as a livelihood, but a lovelihood.
Anecdotally, I’ve seen far more absenteeism in the workplace among employees than I have among the many endivepreneurs I’ve come to know in my three decades of self-employment. This isn’t surprising. My conclusion: when you don’t like what you do for 40 hours or more per week it’s easy to get sick to your stomach having to do 10 commutes to a job you barely tolerate, and then spend most of your day doing work there that either bores you or downright depresses you. The entire ordeal can easily weaken your immune system, making it more susceptible to invading germs and viruses. Nobody likes getting sick, but the 40-year-old worker, much like the 10-year-old student he was three decades before, doesn’t mind missing days of work like he missed days of school. It’s a price an adolescent would pay to miss class, it’s also a price an adult would pay to miss work.
On the other hand, doing what you love for money makes you happier than doing what you dislike for a living, which most likely sdivengthens your immune system. Who has time to get sick when there’s so much enjoyable work to do? If Aesop were analyzing this phenomenon he might have created a fable for it and most certainly a moral as well. It might be: jobs you don’t like your body doesn’t like either. And work you love your body loves, too.
So how does work you don’t like affect you mentally and emotionally, and, correspondingly, what’s the influence of dharma on your mind and heart? We’re not yet evolved enough as a culture to simply google such statistics because, while we do have a bureau of Labor Statistics, we don’t yet have a Bureau of Happiness Index like the Asian nation of Bhutan. This small coundivy of just under three quarters of a million people has 33 indicators for happiness over nine domains: psychological wellbeing, health, education, time use, cultural diversity and resilience, good governance, community vitality, ecological diversity and resilience, and living standards.
Once again anecdotally, I’ve met quite a large number of people who don’t like their jobs, who–perhaps as a result?–create an awful lot of drama in their lives. I think of them as melodrama junkies, because, like characters in soap operas, they so often find themselves in weird financial and emotional scrapes and unpleasant relationships.
While I’m not suggesting that all those who do the work they love—who rate high on the dharma scale, if such a chart existed–are free of melodrama. But my experience of such people is that they tend more toward mellow than melo-drama. More toward joy than oy. And more toward fun than funk.
If the dharma that they practice is their spiritual dharma, in addition to their career dharma, and they’re growing toward enlightenment, then they tend to enjoy an even greater score in the areas of mellow, joy, and fun than job haters do. And they also tally a much lower rating in the areas of melodrama, oy, and funk than those who have to force themselves out of bed every weekday to their jobs.
Those pursuing their dharma spiritually enjoy a more mellow state of being than job haters because the higher Self within, that cendival core of their inner Being, is a realm of pure peace, infinite consciousness, and bliss. Consequently, mellow predominates over melodrama.
And so I conclude with a simple question: Would you rather be a drama queen or a king of comedy? You make the choice.
Class Schedule: Zoom & In-Person
In-Person
Florida
Sunday March 26 in Coral Springs for “Beatles Yoga,” at Spiritual Journey, at 7420 Wiles Rd., from 2–4:30 PM. Investment: $30 must be paid by March 24. For more information, call (954) 752-2329 or register online at www.spiritualjourneyweb.com
Sunday March 26 in Hillsboro Beach for “Higher Self Healing Meditation: An Indivoduction to a Life in Peace,” at the LeBaron Clubhouse, at 1049 Hillsboro Mile (A1A) from 7:30—8:30 PM. Investment: Free. For more information, call (845) 664-1883.
Sunday April 2 in Deerfield Beach for “The Comic & the Cosmic,” at the Theosophical Society of South Florida, from 3:30—5 PM in the Thubten Kunga Ling temple, at 201 S.E. 15th St. Class: Free. For more info, call (845) 664-1883 or (954) 790-3383.
Sunday April 30 in Hillsboro Beach for “Higher Self Healing Meditation: An Indivoduction to a Life in Peace,” at the LeBaron Clubhouse, at 1049 Hillsboro Mile (A1A) from 7:30—8:30 PM. Investment: Free. For more information, call (845) 664-1883.
Sunday May 14 in Deerfield Beach for “Discover Why You’re Here,” at the Theosophical Society of South Florida, from 3:30—5 PM in the Thubten Kunga Ling temple, at 201 S.E. 15th St. Class: Free. For more info, call (845) 664-1883 or (954) 790-3383.
Sunday June 4 in Deerfield Beach for “A Cosmic Look at Christ,” at the Theosophical Society of South Florida, from 3:30—5 PM in the Thubten Kunga Ling temple, at 201 S.E. 15th St. Class: Free. For more info, call (845) 664-1883 or (954) 790-3383.
Sunday June 4 in Hillsboro Beach for “Higher Self Healing Meditation: An Indivoduction to a Life in Peace,” at the LeBaron Clubhouse, at 1049 Hillsboro Mile (A1A) from 7:30—8:30 PM. Investment: Free. For more information, call (845) 664-1883.
Sunday July 2 in Deerfield Beach for “Awaken Your Inner Superhero,” at the Theosophical Society of South Florida, from 3:30—5 PM in the Thubten Kunga Ling temple, at 201 S.E. 15th St. Class: Free. For more info, call (845) 664-1883 or (954) 790-3383.
Zoom
Wednesday March 29, 9 pm, Eastern
“Higher Self Healing Meditation: An Indivoduction to a Life in Peace,”
Zoom logistics
https://us02web.zoom.us/j/
Meeting ID 880 0887 6493
Passcode 809695
Wednesday April 26, 9 pm, Eastern
“Higher Self Healing Meditation: An Indivoduction to a Life in Peace,”
Zoom logistics
https://us02web.zoom.us/j/
Meeting ID 834 0987 4876
Passcode 356894
Wednesday May 24, 9 pm, Eastern
“Higher Self Healing Meditation: An Indivoduction to a Life in Peace,”
Zoom logistics
https://us02web.zoom.us/j/
Meeting ID 822 6469 4202
Passcode 876105
Wednesday June 21, 9 pm, Eastern
“Higher Self Healing Meditation: An Indivoduction to a Life in Peace,”
Zoom logistics
https://us02web.zoom.us/j/
Meeting ID 842 1637 2459
Passcode 694137
Referral Fees
When I ran my own marketing/PR firm, I loved thanking anyone who referred a new client to me, by sending a check for 10 percent of the fees generated. I have a similar policy as a life coach, a meditation teacher, and the writer of books for others. If you inspire someone to become a client of mine for coaching or book writing, or a meditation student, you’ll receive 10 percent of the fee that that person begins with me at. That could easily mean a check for you of $110 or $70 for coaching, and for $45 for meditation. It’s my way of saying, “thanks.” My thought is simple–who couldn’t use a piece of unexpected income?
BREAKTHROUGH NEWS WINTER ’23
Cary’s Winter ’23 newsletter is now online at http://carybayer.com/
BREAKTHROUGH NEWS
WINTER ’23
CONTENTS
Webinar on Broadway Songs of Higher Consciousness; 3 New Humor Mini-Books Published on Psychology, Politics, & Literature; Huge Sales on Prosperity Aerobics and Breakthrough Coaching books; Free Coaching; Big Book Sale; Affirmations; Quote of the Month; Breakthroughs; The Cosmic and Comic; Factoid; Testimonial about Coaching; Column: “The Bank Vault: Multi-Accounts Saving;” Schedule of Classes; Face to Face to Facebook; Referral Fees; Products
Our office will be closed from December 24 through January 2.
Happy holidays and happy new year
HEAVEN ON EARTH UNIVERSITY PRESENTS
“BROADWAY YOGA:
THEATER SONGS OF HIGHER CONSCIOUSNESS”
With Coach Cary Bayer, Founder, Higher Self Healing Meditation & Author, The Power of Positive Singing: Higher Consciousness in Musical Theater
A 3-part Zoom Class
Thursdays January 12, 19 & 26 8:30—9:30 PM Eastern
The great Broadway composers and lyricists have been writing songs about life lived in a kind of enlightenment since the beginning of musical theater. Rodgers & Hammerstein, Sondheim, Porter, Bernstein, Lerner–Tin Pan Alley’s gods–have been penning anthems about awakening to a life lived in the rarefied air of the gods.
The wisdom of Yoga, which so clearly outlines higher states of consciousness, helps us see these songs in a brighter light, as pointing to that inner freedom. This 3-part webinar will examine a number of these Broadway classics and Hollywood musicals, analyze their lyrics, listen to their melodies, and come to understand them as pointing to the liberated life that can develop through techniques for spiritual awakening.
The program will be conducted as follows.
1. Awakening Consciousness
Featuring songs by Sondheim, Styne, Rodgers & Hammerstein, Lerner, Arlen, Kern, Kander & Ebb, and Anthony Newley.
2. Pure Imagination & Animation Yoga: The Wonderful World
of Disney Music
Featuring songs from 11 Broadway shows and animated movies, including Pinocchio, Cinderella, The Lion King, Aladdin, and Frozen, among others.
3. Cole Porter, the Angels, & the Gods
* * *
Cary Bayer, who taught Transcendental Meditation for three decades and trained dozens of its teachers before developing Higher Self Healing Meditation in 2010, will draw from his book The Power of Positive Singing Higher Consciousness in Musical Theater to sift out the jewels of insight from the great lyricists of the Great White Way that will have you naturally whistling a happy tune and accentuating the positive in your daily life.
Cost: $50, if paid for by December 23, $60 after.
You can register by emailing credit card info to me at successaerobics@aol.com, by calling (845) 664-1883 or by pay pal—successaerobics@aol.com is the payee (me).
Fresh out of the printer’s oven is my new humor mini-book, Fiddler on a Hot Tin Roof & Other Literary Lampoons.
If you like fiction and you like to laugh then you will love these satires of well-known pieces of literature. Nine hilarious pieces grace this mini-book, including send-ups of Salinger, Shakespeare, Tennessee Williams, Lewis Carroll, and Robert Louis Stevenson, etc.
Chapters include:
“The Strange Case of Dr. Fauci & Mr. Trump”
“The Catcher in the Pumpernickel”
“Aliceandra’s Adventures in MAGALand”
“Fiddler on a Hot Tin Roof”
and 5 others.
The 108-page mini-book is available for $14 plus $3.99 for S&H here https://www.carybayer.com/
or on pay pal for $17.99, payable to successaerobics@aol.com
* * *
In America’s long tradition of political satire from Twain and Rogers to Baker and Buchwald, comes Political Lampoons. Twelve hilarious pieces grace this mini-book.
Chapters include:
“Test Your IQAnon”
“Heschel Walker Opens Door for Other Fictional Characters”
“UnCommon Sense: Your Political Gossip Column Since 1794”
“How to Tell if You’re a Republican: The Quiz”
“Fox News’ Political Perfumes”
“Hamlet, The Undecided Voter”
“QAnon College Course Catalogue”
and 6 others.
The 81-page mini-book is available for $13 plus $3.99 for S&H here or on pay pal for $16.99, payable to successaerobics@aol.com
Freud may have made psychology a serious field of study, but Psychology Satires definitely makes it a field rich with humor. Nine comic pieces send up a field that is all too much with us.
Chapters include:
“Freud for Dummies”
“QAnon College Psychology Lccture”
“Post Camera Stress Disorder”
“Ex-Reality TV Support Group”
and 5 others.
The 62 page-mini-book sells for $12 plus $3.99 for S&H here or on pay pal for $15.99, payable to successaerobics@aol.com
40% Off Sale on Prosperity Aerobics
As Spring signifies a rebirth of life, I’d like to have a 40% off sale on the book that birthed my writing and publishing career. Namely, the Prosperity Aerobics. I refer to it as an Inner workout for success. It’s a daily program to creates greater success and prosperity. Programs for beginners, intermediate and advanced levels.
50% Off Sale: Breakthrough Coaching & Ebooks
My recent book, Breakthrough Coaching, provides tips on how to empower your life in so many ways. In 40 chapters, the founder of Breakthrough Coaching, who’s been working as a full-time life coach since 2001, offers out-of-the-box coaching to create a variety of breakthroughs in different parts of your life. The 169-page volume includes such chapters as “Physical Check-Ups and Metaphysical Check-Ups;” “Coaching to find a Husband;” “The Peace & Freedom Beyond Complaining;” “Sex & Money;” and “Restless Soul Syndrome,” among others.
While supplies last, I’m offering the book for 50 percent off. It has an imperfect spine, in which the title of the book is blank but is on the back cover instead. The cost is normally $20, plus $3.50 in shipping & handling, but is on sale for just $10 plus S&H through March 31. To take advantage of the discount, call me at (845) 664-1883 or email me at
The website won’t be adjusted for the 3-month sale, so pls. call or email.
I’m also running a 50% off sale on all my ebooks. The 5 mini-ebooks on joy and the 11 for massage therapists will be available for only $5, while ebooks of my full-length book Relationships 101 will be only $8.50, and The Yoga of Entertainment: Higher Consciousness in Pop Culture will be only $10. Naturally, there’s no shipping and handling charge. The website won’t be adjusted for the 3-month sale, so pls. call (845-664-1883) or email me at successaerobics@aol.com.
“Wisdom” of the Experts
“Everyone’s always asking me when Apple will come out with a cell phone. My answer is, ‘Probably never.'” — David Pogue, technology writer, The New York Times, 2006
Quote of the Month
Dharma
“To know what you prefer instead of humbly saying Amen to what the world tells that you ought to prefer, is to have kept your soul alive.”—Robert Louis Stevenson
Breakthrough
This fall, NASA smashed the DART spacecraft, into an asteroid and successfully knocked the Dimorphos asteroid off its course. This suggests that we can change the course of future asteroids and protect our planet from an apocalyptic asteroid strike.
The Cosmic & The Comic
“Time spent laughing is time spent with the gods.”—Japanese proverb
Factoid
It is impossible for most people to lick their own elbow.
Free Coaching
To celebrate winter, I’m offering a complimentary half-hour coaching session for the first person who contacts me by phone (845-664-1883), or by email at successaerobics@aol.com who wants to have some breakthroughs in life. It’s my way of giving thanks for the great life I’m blessed to live. There are 4 restrictions, so please read them carefully:
- You haven’t already received a free coaching session from me.
- You’re not currently involved in a series of coaching sessions with me.
- You book the session within three days of winning, so if you call or email, check my response and respond in time. If you forget to do this, someone on the waiting list will take your place, as happens from time to time.
- You take the session before January 15.
Testimonial on Coaching
“A consummate teacher and student of life, of wisdom, Cary continues to amaze those who have the pleasure of an interaction. They happily come away with more than expected.”
—Haley Elise, Psychic Intuitive & Spiritual Advisor, Boca Raton, FL
Syndicated “Life 101” Column
The column below ran in syndication in a variety of wellness publications, including Together Arizona http://www.togetheraz.com/
The Bank Vault: Multi-Account Saving
Here are a series of exercises to perform at the bank. (Historically people have made far more money investing in the stock markets than in bank accounts or money markets, but the low rate of savings in this country suggests that one needs to learn how to walk before galloping along with a runaway bull market.) All too often, the only bank account an individual or a family has is a checking account, and the problem is that checking accounts are for spending, not saving. Electronically linking several specific savings accounts to a checking account will do wonders for your Prosperity Consciousness.
You might wonder why several accounts. Remember the old Christmas club account that you contributed to regularly so that by Christmas the account was well stocked to handle your holiday gift giving? Well, imagine a vacation account that works the same way. When summer comes, the money that’s needed to travel is now mysteriously there. Except there’s nothing mysterious about it–it’s just good old-fashioned discipline and making conscious choices that made it happen. You no longer have to wrestle with the guilt of taking a vacation when your kids need new clothes. The clothes account pays for clothes, the vacation account handles holidays. Keeping them separate keeps you sane and guilt-free.
A valuable prosperous exercise to practice monthly is to take at least 10 percent of your net income and deposit it among your various savings accounts. Each person will design a roster of accounts that best fits his needs. I once had 13 accounts for such expenses as home improvement, consumer electronics, annual income (enough money to quit your job for a year and live off the money in that account), house down payment, investing (this money goes only into the stock market), and so on. My favorite account was the Impulse Spending Account, although early on it gave me the most trouble because of my upbringing in spending carefully. This should be emptied in full in cash monthly, and don’t come home until you’ve spent it all. The idea will appeal to your inner child who wants what he wants immediately: the first thing you see that you want that costs less than the money you have, buy on the spot. No questions asked, no comparative shopping, no waiting for sales. This is great for people who compulsively overspend and incur debt regularly to get what they want–just in a disciplined way, within limits. This is perfect for those who can save but can’t spend.
A god-send for those who like to spend but can’t save is the Financial Independence Account. Here you never remove principal but spend interest regularly. (This can also be a dividend-yielding stock, mutual fund, or index fund.) The idea is to train yourself to live off interest. Many independently wealthy people do just that, living off their dividends, but never off their principal.
Class Schedule: Zoom & In-Person
In-Person
Florida
Sunday January 8 in Deerfield Beach for “Wordsworth’s Intimations of Immortality,” at the Theosophical Society of South Florida, from 3:30—5 PM in the Thubten Kunga Ling temple, at 201 S.E. 15th St. Class: Free. For more info, call (845) 664-1883 or (954) 790-3383.
Saturday January 14 in Coral Springs for “Spirit & Money: Prospering by Doing what you Love,” at Spiritual Journey, at 7420 Wiles Rd., from 2—4:30 PM. Investment: $30 must be paid by January 12. For more information, call (954) 752-2329 or register online at www.spiritualjourneyweb.com
Sunday January 15 in Hillsboro Beach for “Higher Self Healing Meditation: An Introduction to a Life in Peace,” at the LeBaron Clubhouse, at 1049 Hillsboro Mile (A1A) from 7:30—8:30 PM. Investment: Free. For more information, call (845) 664-1883.
Sunday February 5 in Hillsboro Beach for “Higher Self Healing Meditation: An Introduction to a Life in Peace,” at the LeBaron Clubhouse, at 1049 Hillsboro Mile (A1A) from 7:30—8:30 PM. Investment: Free. For more information, call (845) 664-1883.
Saturday February 4 in Coral Springs for “How to be at Peace with Anyone,” at Spiritual Journey, at 7420 Wiles Rd., from10:30 AM–12:30 PM. Investment: $30 must be paid by February 2. For more information, call (954) 752-2329 or register online at www.spiritualjourneyweb.com
Sunday February 12 in Deerfield Beach for “Hermann Hesse & the Journey to the East,” at the Theosophical Society of South Florida, from 3:30—5 PM in the Thubten Kunga Ling temple, at 201 S.E. 15th St. Class: Free. For more info, call (845) 664-1883 or (954) 790-3383.
Sunday March 19 in Deerfield Beach for “The Comic & the Cosmic,” at the Theosophical Society of South Florida, from 3:30—5 PM in the Thubten Kunga Ling temple, at 201 S.E. 15th St. Class: Free. For more info, call (845) 664-1883 or (954) 790-3383.
Sunday March 19 in Hillsboro Beach for “Higher Self Healing Meditation: An Introduction to a Life in Peace,” at the LeBaron Clubhouse, at 1049 Hillsboro Mile (A1A) from 7:30—8:30 PM. Investment: Free. For more information, call (845) 664-1883.
Sunday March 26 in Coral Springs for “Beatles Yoga,” at Spiritual Journey, at 7420 Wiles Rd., from 2–4:30 PM. Investment: $30 must be paid by March 24. For more information, call (954) 752-2329 or register online at www.spiritualjourneyweb.com
Zoom
Wednesday January 11, 9 PM, Eastern
“Higher Self Healing Meditation: An Introduction to a Life in Peace,”
https://us02web.zoom.us/j/
Meeting ID 884 2418 5860
Passcode 417336
Wednesday February 8, 9 pm, Eastern
“Higher Self Healing Meditation: An Introduction to a Life in Peace,”
https://us02web.zoom.us/j/
Meeting ID 893 5411 0872
Passcode 087409
Wednesday March 29, 9 pm, Eastern
“Higher Self Healing Meditation: An Introduction to a Life in Peace,”
https://us02web.zoom.us/j/
Meeting ID 880 0887 6493
Passcode 809695
BREAKTHROUGH NEWS AUTUMN ’22
- You haven’t already received a free coaching session from me.
- You’re not currently involved in a series of coaching sessions with me.
- You book the session within three days of winning, so if you call or email, check my response and respond in time. If you forget to do this, someone on the waiting list will take your place, as happens from time to time.
- You take the session before October 15.
AUTUMN ’22 MEDITATION NEWS
BREAKTHROUGH NEWS SUMMER/22
- You haven’t already received a free coaching session from me.
- You’re not currently involved in a series of coaching sessions with me.
- You book the session within three days of winning, so if you call or email, check my response and respond in time. If you forget to do this, someone on the waiting list will take your place, as happens from time to time.
- You take the session before July 15.
SUMMER ’22 MEDITATION NEWS
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BREAKTHROUGH NEWS SPRING/22
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